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Filing a claim after a subway or bus accident

Many New Yorkers rely on mass transit including the bus and subway to get to work, school, run errands and basically go about their day-to-day lives. Unfortunately, buses and subways can be dangerous places. All it takes is one fall on a platform or stairwell, a sudden stop while riding or a collision with another vehicle for a person to be injured on a bus or subway.


These injuries can vary from minor to life threatening, and can include injuries to the head, injuries to the spinal cord and fractures. Treating these injuries can result in unmanageable medical bills, rehabilitation costs and constant pain and suffering. That is why it is important for those injured in subway accidents or bus accidents to seek compensation against the responsible parties. It is important, however, to note that you only have 90 days after the accident to file a notification that you intend to pursue a claim.


However, proving liability in such cases is not always easy. It must be shown that the responsibility for your damages lies with the New York City Transit Authority, which is in charge of the area’s bus and subway systems. If you are a victim of a bus accident, you have the option of filing a no-fault claim with your individual insurance policy. However, if you don’t have insurance, the Transit Authority’s insurance, will cover as much as $50,000 in claims for medical bills and lost wages, without the need to prove negligence.


However, when it comes to subway accidents, victims are not able to pursue a no-fault claim. This is when it is important to complete a thorough investigation. Proving liability can be difficult, but by working with a personal injury attorney, you can explore all of your options. One way to learn more about taking legal action after a bus or subway accident is by visiting our website. Our personal injury firm has decades of experience in such incidents and may be able to provide you with more information.